Unintended Consequences of "Mandatory" Flood Insurance

Bankruptcy, medical insurance, and a law with unintended consequences.

Congress passed the Emergency Medical Treatment and Active Labor Act (EMTALA) in 1986, guaranteeing a standard of medical care to anyone who entered an emergency room. This guarantee made default a more reliable substitute for medical insurance. I construct a tractable structural model of the medical insurance market and find that repealing EMTALA would increase the fraction of the population w...

Unintended Consequences.

Preempting Unintended Consequences

There is something called the “Law of Unintended Consequences.” Who enacted this law, who enforces it, and its exact scope are obscure. However, from time to time it manifests itself, most recently having made an appearance in some of the fallout from the Private Securities Litigation Reform Act of 1995 (“the Act”). One unintended or, perhaps more accurately, unforeseen consequence of the Act h...

Responsibility for Unintended Consequences

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Unintended Consequences of NAT Deployments

This document identifies two deployment scenarios that have arisen from the unconventional network topologies formed using Network Address Translator (NAT) devices. First, the simplicity of administering networks through the combination of NAT and DHCP has increasingly lead to the deployment of multi-level inter-connected private networks involving overlapping private IP address spaces. Second,...